Are You Lying on Your Car Insurance Application?
Feb 13As a driver, you never want to lie about how much you drive, or what you drive, just to get a lower quoted rate. If you do, this is a potential for losing coverage down the road, having insurers drop you from their coverage, and getting caught might mean no other insurance provider is going to provide you with coverage at a later date. And, if you do find an insurer who will cover you, they are going to charge you a much higher premium as you are considered a liability to them when they insure you under their coverage options.
One of the things that might happen is you are involved in an accident. If this is the case, your insurer is going to check your car, mileage, address, and all other information, and compare it to the information you provided. If your policy does not match the car they see when they are called for help, drivers can face serious penalties; and, the insurer has the right to refuse to pay for the damage, or to pay for any part of the coverage.
You will also have limited selection when you lie about your policy and your auto coverage. If you lie about previous accidents or tickets, your insurer is eventually going to find out. This will give them the automatic right to drop you from the coverage policy.
Although it might seem like a quick and easy way to save a few dollars each month, it can truly get you in to a lot more trouble than what it is worth in the minimum premium savings each month. As a driver, it is best to be honest on your application, rather than try to lie to get lower rates, as it can come back around and get you dropped from coverage.
Car Comparison Guide
Aug 08As the Internet forever changes the way that people get information, it’s also easier to spot the fakes and bad products that sell for much higher than actual worth. Toyota created a car comparison guide to show exactly what people are getting when they purchase a car from Toyota and what they get when they purchase cars from dealers like Ford, Chevy, Hyundai and Honda. It’s not always a great deal despite the similar cost to a Toyota. If you haven’t heard yet, Toyota has been voted one of the best selling vehicles in 2013. With incredible fuel economy, seamless construction and ingenious technology, they have surpassed much of the competition by offering a great vehicle for a valuable cost that doesn’t depreciate as fast as other vehicles. Check more on scrapping-acar.co.uk
The comparison tool takes a variety of factors into consideration. For one, you have the Camry, which doesn’t depreciate nearly as much as any other car model. It also was the 2013 Top Safety Pick and provides a long-lasting engine when compared to similar vehicle types. While Toyota has a lot to offer consumers, they also want to make it clear that this was a researched report on the cost value comparisons of car makers. Toyota strives to make a difference in the lives of consumers, and purchasing a Toyota is something wonderful that people can do for themselves to save money and time. With lower insurance rates, better quality, low maintenance and repairs and low depreciation, Toyota cars really make a difference on a person’s life.
Pittsburgh Toyota Maintenance
Aug 08While you may think that you are at the mercy of auto repair technicians, there are some key ways that you can protect yourself from being taken advantage of. In fact, some states actually have regulations and laws to protect consumers. For example, Pennsylvania consumers receive protection from harmful auto service practices under the Automotive Industry Trade Practices Regulations. These regulations make sure that the customer must give consent and authorization before making repairs or repairs that exceed the original price, inform consumer if parts are new or used, report any charges for storage or quoting service, complete repairs in a timely fashion and offer an itemized bill that details all charges for labor and parts. So if you’re going to a Pittsburgh Toyota maintenance center, you can expect to receive this type of service, and you should make sure that your car is fixed correctly before driving away.
Not all auto repair shops out there are going to understand what’s going on with your car. That doesn’t mean they won’t try and fix it, but you should know the rights and regulations before getting any work done on your vehicle. If your car starts acting funny or still isn’t fixed, you have the right to speak to a manager, complain, report the repair shop to Better Business Bureau and warn others about what happened at the service center if you believe they were at fault. The best way to find a good auto repair shop is look for customer loyalty programs, customer service guarantees, active managerial staff and friendly technicians who explain all work performed.
Sinister Diesel at MKMCustoms.com
Jul 26You don’t have to settle for the performance that your car had when it rolled off the dealer’s lot. There are ways to improve the performance of your car, tweak the gas mileage and even increase the horsepower. Factory settings are made to appeal to the most people, but you can change those setting to create a car that appeals specifically to you.
If you like to push your car, consider making a change with Sinister Diesel at MKMCustoms.com. This upgraded cooler system fixes problems with the powerstroke diesel, including stretched studs, blown head gaskets and white smoke that pours off the EGR cooler. It allows you to safely increase the raw power without damaging your truck or causing it to overheat.
You can also invest in aftermarket parts that will draw more attention to your ride and make it stand out from the crowd. Add exterior cab lights, grille inserts and more to make your truck unique and special. Designs mix chrome and black or two other coordinating colors, so you can create a distinct finish that won’t be copied by someone else.
Of course, the upgrades aren’t only for appearance and power. You can also make changes to the suspension if you need a smoother ride on back country roads, want to lift the truck or need to ensure that you can handle the heavy towing jobs ahead of you.
There are countless ways to tweak your truck and make it better. You don’t have to settle for anything as bland as dealer settings again with aftermarket products. You love your truck, but you will love it even more when you start customizing it.
Buy a New Travel Trailer in 3 Steps
Jul 18Travel trailers are a great way to go camping. CouchsRVNation.com offers travel trailers at wholesale prices which means you have no excuses for not getting out there and buying a travel trailer to call your own. Choosing and purchasing the one that’s best for you can be daunting but it doesn’t have to be. Read on to find out how to buy a new travel trailer in three easy steps.
- Determine your budget. The first thing you need to do is figure out what you can afford. Travel trailers have an extremely wide price range starting as low as around $9,000 wholesale and going upwards of $100,000 for super high-end models. Knowing your budget will keep you focused on the models you can afford.
- Know what you can tow. It doesn’t make any sense to buy a travel trailer if you don’t have a vehicle capable of towing it. Check your truck or SUV’s owner’s manual for the gross vehicle weight (GVW) it’s capable of towing and make sure the trailer you buy does not exceed that weight. GVW is how much a vehicle weighs fully loaded, with a full tank of gas and all possible passengers inside. Also check that your vehicle’s hitch is rated to haul the trailer you’re thinking about buying.
- Consider your options. In addition to choosing among the various models available, you will also need to consider the length of the trailer. Longer trailers have more room inside but are more difficult to handle. Trailer lengths can vary from 12 feet to 35 feet, though most trailers are around 21 to 28 feet. Finally, think about what your needs really are. Are you a bare bones basics camper, or do you need as many amenities as you can get?
Following these simple steps to make buying a travel trailer as easy as 1-2-3!
Buying a Donated Boat
May 29When most people decide to buy a boat, they often think about heading out onto the water on a clear, sunny, warm summer day. They imagine lying back on the boat’s deck, soaking up the sun, and just letting go of all their worries. It’s obvious that a boat can give people the fun and relaxation they want after a long, hard week, so the decision to buy a boat is really an investment in mental health.
Before you can set sail though, you’ll need to actually buy the boat. There are many ways to purchase a boat. You can walk into a boat retail shop. You can purchase from wholesalers. Or, you can buy from a charitable organization.
While many people head to the boat retail shop first, many walk out with a long face. They didn’t realize that boats could be so expensive.
Many of those disappointed people end up searching for a wholesaler, who ends up telling them that they either can’t sell to the public, or they don’t carry the type of boat they want.
After this attempt at buying a boat, many people decide to give up. They figure it’s just not feasible to purchase a boat, and enjoy the hobby of boating. Unfortunately, this is not true. Buying a boat from a charitable organization such as www.boatangel.org may be the best solution.
Buying a Donated Boat
When you decide to buy a donated boat, you receive a good deal. The organization doesn’t want to make as much of a profit as boat retailers do because they receive the boats free. All they want is what the boat is worth. The money they receive from the selling of the boat goes directly to helping the less fortunate with food, clothing, and living expenses.
If you’re thinking that there are only old, non-functioning boats donated, you are incorrect. Many of the boats that people donate to donation centers do work and the owners only wanted to dispose of them because they no longer need them.
For the ones that don’t work, buyers can get a good deal on a fixer upper. By buying the boat for its shell or with some nonworking parts, you could spend just a little bit more money and have a like-new boat.
Get a Deal to Boat for Less
By buying a donated boat, you get a fair price and support a good cause. That means you can feel good about your purchase, as you sit back and just let the current take you away from the everyday hassles that keep you from having a life you love.